By using this Site, you agree to:

• Use the Site for lawful purposes only.
• Not interfere with or disrupt the Site or servers.
• Not upload or transmit any harmful code or malicious content.

  
  We reserve the right to restrict or terminate your access if you violate these Terms.
  

Nothing on this Site constitutes an offer or solicitation to buy or sell any financial product or service. All services offered by CTF Bank are subject to eligibility requirements and regulatory approval under Louisiana and federal law.

Your use of this Site is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information, in accordance with Louisiana’s Database Security Breach Notification Law (La. R.S. 51:3071 et seq.) and relevant federal privacy laws such as the Gramm-Leach-Bliley Act.

Our Site may include links to third-party websites. We are not responsible for the content, accuracy, or practices of any linked site and do not endorse any third party unless explicitly stated.

All content on the Site, including text, images, logos, and software, is owned or licensed by CTF Bank and is protected by copyright and trademark laws. Unauthorized use of any material is strictly prohibited.

To the fullest extent permitted by Louisiana and U.S. law, we shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this Site. This includes but is not limited to financial loss, data loss, or service interruptions.

You agree to indemnify and hold harmless CTF Bank, its employees, officers, and affiliates from any claims, losses, or damages (including legal fees) arising out of your violation of these Terms or use of our services.

We may update these Terms from time to time. Changes will be posted on this page with an updated effective date. Continued use of the Site after changes constitutes acceptance of the new Terms.

These Terms are governed by and construed in accordance with the laws of the State of Louisiana and the United States of America. Any legal action arising from these Terms shall be brought exclusively in the courts of Louisiana.